How should you split the bills when you move in with someone?

One of the hardest parts of taking your romantic relationship to the next level is figuring out the bills.

Rose Bak
4 min readOct 10, 2021
Photo by Mathieu Stern on Unsplash

Moving in together, either because you’re getting married or decided to cohabitate, is a big step in any relationship. When you make that decision, one of the first hard discussions that have to happen is how to split up bills and expenses, and what comes out of that discussion will likely set the tone for all your money discussions moving forward.

Two people I know moved in with their romantic partners within weeks of each other. I happened to get together with both of those people at the same time for a catch-up happy hour, and inevitably the conversation turned to their transition to living with a new person.

For both couples, one person in the relationship made substantially more money than the second person, yet how they approached expenses differed dramatically.

The first couple decided to split things 50/50. Through a complex series of Venmo transactions, they each pay half the rent, half the utilities, half the groceries, and half of any joint expenses, like if they go out to each.

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Rose Bak

Rose Bak is a freelance non-fiction writer as well as the author of more than 50 books. Find Rose's books at bit.ly/AuthorRoseBak .